About Us

At American Credit Report, our mission is to empower consumers like you with the knowledge and tools you need to take greater control of your credit, to help ensure a more secure financial future for yourself and your family. As a valued member, you'll be able to safely and securely access and monitor your most current credit information and also learn ways to improve it. Check out everything your membership gives you:

  • Credit Score: learn yours, and then learn how to improve it.
  • Credit Report: instant access to your Experian® credit report to check for costly errors.
  • 3-Bureau Credit Monitoring: an early-warning system that can save you thousands if identity theft occurs.
  • Credit Simulator: lets you see how different credit actions can impact your score.
  • Dispute Center: a step-by-step guide to help you fix credit reporting errors that can hurt your score.

Trust American Credit Report for Your Credit Needs

Each year, 4.6 million Americans rely on the platform that powers American Credit Report to monitor their credit files. American Credit Report is powered by IdentityIQ℠ to provide fast access to your credit scores, and deliver timely information to keep you instantly notified of any significant changes to your credit reports.